Menu
Menu
Commercial Van Insurance is crucial for a variety of reasons. Primarily, it is a legal requirement for all business vehicles in the UK. It safeguards not just your van but also your business against potential financial losses resulting from accidents, theft, or damage.
Moreover, having a comprehensive Business Van Insurance policy ensures peace of mind, allowing you to focus on growing your business without worrying about unforeseen incidents that could potentially disrupt your operations.
Flexible insurance policies to suit your needs
Available 24/7 for motor and home policies
Access documents and more when convenient to you
Business Van Insurance can be classified into two main categories based on the ownership of the business:
Whatever type of cover you choose, you can get even more protection with our additional cover options, including:
We realise that printed policies are likely to be misplaced and if you want to make amendments to your policy it is not always convenient to ring up a call centre. We want you to be able to look after your insurance policy in the way and at the time that suits you. That’s where My Account comes in.
Once you have bought your policy you will be asked to register for My Account. Use the same email address you stated when you bought your policy and create a password – it’s that simple.
When applying for Commercial Van Insurance, you will need to provide certain documents including your Motor Insurance Policy Booklet, Insurance Product Information Document, and Important Information Document.
Commercial van insurance is typically more expensive than personal comprehensive van insurance. The reason for this price difference is due to the nature of usage.
Commercial vans are often exposed to higher risks, such as carrying valuable goods, covering more mileage, and a greater likelihood of being on the road during peak times. Therefore, insurers often charge higher insurance premiums to mitigate these elevated risks.
Value Added Tax (VAT) does not typically apply to commercial van insurance. Van insurance products, including commercial van insurance, are usually exempt from VAT under current UK taxation laws. Instead, they are subjected to a different kind of tax known as Insurance Premium Tax (IPT).
Obtaining a Business Van Insurance quote is a straightforward process. Whether you are a sole trader or a company, you can get a quote in minutes by providing a few details about your business and vehicle.
Business Van Insurance is important for any business that relies on a commercial vehicle for its operations. It provides financial protection against unforeseen accidents and damages, giving business owners peace of mind and the confidence to focus on their business growth.
Remember to choose a policy that suits your business needs and always read the fine print to understand what’s covered and what’s not. Happy driving!
Note: The information provided is for general informational purposes only. Always consult with a professional insurance advisor before making any decisions about your Commercial Van Insurance.
Yes, you can claim your business van insurance on your tax return, provided the vehicle is used solely for business purposes. This falls under allowable expenses that are necessary for running your business.
However, if the van is used for both personal and business purposes, only the portion associated with business use can be claimed. It’s imperative to maintain accurate records of business-related expenses and usage to substantiate your claim.
Van insurance does not automatically include business miles. The cover for business miles generally depends on the specifics of the insurance policy and the insurer.
Some insurers may offer policies that include these business miles, while others may require an additional premium or a separate policy altogether. Therefore, it is crucial to carefully review the terms of your policy or consult with your insurer to understand if your van insurance covers business miles.
We’re currently experiencing a high volume of calls into our contact centre and whilst we are doing our very best to maintain service levels, we ask that you only call our contact centre if absolutely necessary so we can keep our phone lines available for vulnerable customers and those who don’t have access to online services.
If you need to check any details or make a change to your policy, please log in to your Self-Service Centre. It will be much quicker for you to make changes to your policy online at the moment. Once logged in, you can also use our Webchat service which is available Monday- Saturday 8am-6pm and Sunday 10am-4pm to make changes, accept or decline your renewal or if you need to let us know about a claim. To log in, please click here.
We also have some other information that may be useful. Click here to read our FAQ’s, and information on what we are doing to support key workers can be found here.
