What happens if I change my mind about the credit agreement?

You have 14 days to notify us that you wish to withdraw from the credit agreement.  You will need to repay in full and in one lump sum, the amount of credit that was borrowed plus a daily interest charge that is detailed on your credit agreement. The daily interest charge covers the period during which you have borrowed the credit.  Please refer to your credit agreement for further information.

You also have the right to cancel the credit agreement at any time after this.  If you do choose to cancel your credit agreement you will still need to pay for the outstanding balance of the credit agreement in full, in one lump sum. Otherwise, your insurance policy will also be cancelled.