Why do I need car insurance?

Car insurance is a legal requirement in the UK as stipulated in the Road Traffic Act 1988. Having car insurance provides the registered keeper and other driver’s financial protection in the event of an accident.

Car insurance is there to safeguard you in the event of an accident, taking care of a number of things including; the cost of vehicle damage, repair costs and the costs associated with injuries caused by a road traffic accident. Your car insurance also protects you if your car is stolen or vandalised.