Am I insured on any car I drive?

Where it used to be the case, with most insurers, that if you have comprehensive car insurance, you could drive any car with third party cover, this is now not a common feature with each insurer setting their own terms on this.

Some insurance policies do not cover you for driving other vehicles at all, some allow this at an additional cost and some offer this benefit on an ‘emergency’ basis only. The answer to this question is that, unfortunately, there isn’t a clear answer. You will need to refer to your insurer’s terms and conditions for their specific stipulations on driving other cars.