Buildings cover
What it covers
- Your buildings are insured against loss or damage caused by Storm or Flood
What isn't covered
- Loss or damage to fences, gates and hedges is not covered
- Loss or damage caused by frost
- Loss or damage caused by a gradual rise in the ground water level
- First £500 (in addition to any other excess amount that you are responsible for) of each and every incident of loss or damage occurring during any period when the home is unoccupied for longer thasn the permitted period of unoccupancy
Contents cover
What it covers
- Your contents are insured against loss or damage caused by Storm or Flood
What isn't covered
- Loss or damage caused by a gradual rise in the ground water level
- Loss or damage to any property belonging to the tenant