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Fire and natural events

Fire and natural events

Home Insurance

Buildings cover

What it covers

  • Your buildings are insured against loss or damage caused by fire, smoke, explosion, lightning and earthquakes

What isn't covered

  • Loss or damage occuring during any period when the home is unoccupied for longer than permitted period of unoccupancy, or/and between lets
  • Loss or damage caused by you, your domestic employees, lodgers, paying guests or tenants

Contents cover

What it covers

  • Your contents are insured against loss or damage caused by fire, smoke, explosion, lightning and earthquakes

What isn't covered

  • The first £500 (in addition to any other policy excess) of each and every incident during any period where the home is unoccupied for longer than the permitted period of unoccupancy
  • Loss or damage caused by you, your domestic employees, lodgers, paying guests or tenants
  • Loss or damage to any property belonging to the tenant
  • First £500 (in addition to any other excess amount that you are responsible for) of each and every incident of loss or damage occuring during any period when the home is unoccupied for longer thasn the permitted period of unoccupancy

Need a Budget Van Insurance Quote ?

Budget Insurance offers simple, flexible van insurance whatever level of cover you’re looking for.

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We’re currently experiencing a high volume of calls into our contact centre and whilst we are doing our very best to maintain service levels, we ask that you only call our contact centre if absolutely necessary so we can keep our phone lines available  for vulnerable customers and those who don’t have access to online services.

If you need to check any details or make a change to your policy, please  log in to your Self-Service Centre. It will be much quicker for you to make changes to your policy online at the moment. Once logged in, you can also use our Webchat service which is available Monday- Saturday 8am-6pm and Sunday 10am-4pm to make changes, accept or decline your renewal or if you need to let us know about a claim. To log in, please click here.

We also have some other information that may be useful. Click here to read our FAQ’s, and information on what we are doing to support key workers can be found here.