Buildings cover
What it covers
- Your buildings are insured against theft or attempted theft
What isn't covered
- Loss or damage caused by you, your domestic employees, lodgers, paying guests or tenants unless force and/or violence is used to gain entry to or exit from your home
- Loss or damage occuring during any period when the home is unoccupied for longer than permitted period of unoccupancy, or/and between lets
- Loss or damage to any property belonging to the tenant
- First £500 (in addition to any other excess amount that you are responsible for) of each and every incident of loss or damage occuring during any period when the home is unoccupied for longer than the permitted period of unoccupancy
Contents cover
What it covers
- Your contents are insured against theft or attempted theft
What isn't covered
- Any loss or damage, unless force and/or violance is used to gain entry to the home
- More than £2000 where the theft takes place from a garage or outbuilding
- Loss or damage to any property belonging to the tenant
- First £500 (in addition to any other excess amount that you are responsible for) of each and every incident of loss or damage occuring during any period when the home is unoccupied for longer thasn the permitted period of unoccupancy