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A home improvement loan is a type of financing that allows homeowners to borrow money specifically for the purpose of upgrading, renovating, or repairing their property. These loans can cover a wide range of home projects, from minor repairs to major remodels.
An unsecured loan does not require the borrower to pledge any collateral. This type of loan relies primarily on the borrower’s creditworthiness and ability to repay. Consequently, they may come with higher interest rates.
Improving a home could increase its market value, making it a smart investment for your future. Additionally, modernising a home may lead to improved energy efficiency, potentially reducing your utility bills. In essence, a home improvement loan offers the flexibility and resources needed to create a more comfortable, valuable, and efficient living environment.
We understand that our customers want more than just great value cover; they also want peace of mind.
Working with our partner Aro, Budget Money gives you access to a trusted panel of UK lenders. If you're ready to explore your home improvement loan options, get covered today through Budget Money!
*Unsecured products only
*Unsecured products only
Loan terms from 1-8 years
With easy online comparison available in minutes
Review your loan options in under 3 minutes
Budget Money is in partnership with Aro who offer access to a panel of lenders who offer unsecured loan products. Budget Money and Aro are credit brokers, not lenders. To compare loan options, use the following process below:
Check your eligibility using Aro. You can check your eligibility safely without impacting your credit score.
Fill out all the required information
Compare loans and and the best offer for you and your individual circumstances
Use these tips to keep you on track:
Create a budget that outlines all anticipated expenses related to your home improvement project.
Maintain records of all transactions and receipts to monitor your spending.
It is also essential to set up automatic payments to ensure timely repayment of your home improvement loan, thus avoiding late fees and penalties.
This depends on specific arrangements within your contract with your lender. Before signing your agreement, make sure you understands the terms and conditions.
Budget Money offer access to a panel of lenders in which interest rates start at 8.9% for unsecured products. However, representative APR is 39.9%
Yes, you can borrow money for a house extension. One common option is using a home improvement loan, which is specifically designed for homeowners looking to make changes to their living space. Budget Money offer access to a panel of lenders that offer unsecured loans with loan amounts of up to £50,000 and terms lengths of 1-8 years, depending on eligibility. A home improvements loan can be used for extensions as well as other renovations and upgrades.
A new roof loan is designed to cover the costs associated with repairing or replacing your roof. This loan can provide the necessary funds to undertake extensive renovations. It is essential to understand the terms, interest rates, and repayment schedules to know how a loan can impact your financial situation.
Securing a new bedroom loan is option for homeowners looking to enhance their living space. This type of financing is referred to as a home improvement loan. It can provide the necessary funds to undertake renovations or additions, such as constructing a new bedroom. Make sure you understand your monthly repayments, interest rate and personal loan agreements before signing.
We work with over 44+ lenders to get an offer you. Providing you meet our eligibility criteria, you may be able access an unsecured loan up to £50,000.
Budget Money offers unsecured loans with terms ranging from 1 to 8 years.
Whatever the need, we can quickly match you with accurate personal loan options that are tailored to you. Find personal loans up to £50,000 over a minimum of 1 year to a maximum of 8 years, with interest rates ranging from 8.9% APR to 275% APR. Representative example: 39.9% APR Representative based on a loan of £7,500 repayable over 60 months at an interest rate of 39.9% pa (fixed). Monthly repayment of £290.14. Total amount repayable is £17,408.37.
Budget Money is a trading name of BISL Limited. Registered Office: Fusion House, Katharine Way, Bretton, Peterborough, PE3 8BG. Registered in England No. 3231094. We are authorised and regulated by the Financial Conduct Authority. We are an independent intermediary dealing with selected insurers. For mutual security calls are recorded and monitored for training purposes.
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