budget money
powered by aro
Find out what loans you could be eligible for with our partner Aro.

Aro are a credit broker, not a lender and together we give you access to a trusted panel of loan providers.
When you check your eligibility below, you will be transferred to our partner Aro.

Representative 39.9% APR

Budget Money

Loans for all your needs

A personal loan can help in so many ways – from taking control of your finances, replacing or upgrading your car or making a start on home renovations. With one simple eligibility check, you can compare loans from over 40 lenders and find the best offer for you.
Debt consolidation

Debt Consolidation

Combining multiple debts for easier management

A debt consolidation loan can be used to pay off other unsecured debts. Examples of these debts might be personal loans, credit cards or an overdraft. You could include all or some or of your existing borrowing. But remember, you may be extending the term of the debt and increasing the total amount you repay.

Car purchase

Car Purchase

Buying a new car outright

A car loan helps you stay in control with no mileage limits and the freedom to modify the car to suit you.

Home improvements

Home Improvements

Helping you improve your home in small or big ways

You can use a home improvement loan for all sorts of projects, from a new lick of paint to extra space for the family.

Holiday

Finance for a short break or a trip of a lifetime

A personal holiday loan can help spread the cost of upcoming adventures.

Wedding

Considering a wedding loan to help pay for your big day?

Your big day can be an expensive one, but a personal loan can help fund the whole event or provide a top up.

Ready to get going?

Check your eligibility with us today and you could receive multiple offers to choose from.

About our trusted partner, Aro

Budget is in partnership with Aro which is a trading name of Aro Finance Limited. Both Budget Money and Aro are credit brokers, not lenders. Together, we offer our customers a different solution to borrowing money and finding their very best loan offer from a panel of handpicked, trusted lenders.

With one simple eligibility check, you can compare loans and find the best offer for you and your circumstances.

You can check your eligibility safely without impacting your credit score in minutes and find personal loans up to £50,000 over terms from one to eight years.

Representative 39.9% APR
aro

Benefits of choosing a loan through Budget Money

Working with our partner Aro, Budget Money gives you access to a trusted panel of UK lenders. Check your eligibility with us today and you could receive multiple offers to choose from.

Rates available from 8.9%*

*Unsecured products only

Loans up to £50,000*

*Unsecured products only

Choose your repayment terms

Loan terms from 1-8 years

Receive offers from over 40 trusted lenders

With easy online comparison available in minutes

Quick online decision

Review your loan options in under 3 minutes

3 piggy banks
What is an unsecured car loan?
An unsecured car loan is a type of financing arrangement where the vehicle itself is not used as collateral to secure the loan. This guide aims to demystify this concept, providing a understanding of what an unsecured car loan entails, and the factors to consider when determining the most suitable option for your circumstances.
couple buying a car
Is a car loan cheaper than car finance?
Determining whether a car loan is cheaper than car finance ultimately depends on your specific financial situation, preferences, and long-term goals. Both options have their advantages and disadvantages, and the most cost-effective choice may vary from person to person.

Top personal loan FAQ’s

Working with our partner Aro, Budget Money gives you access to a trusted panel of UK lenders. Check your eligibility today and you could receive multiple offers to choose from.

Budget Money is in partnership with Aro which is a trading name of Aro Finance Limited. Both Budget Money and Aro are credit brokers, not lenders and together, we give you access to a trsuted panel of loan providers.

Budget Money and Aro act as credit brokers and earn commission if you choose to take out a loan product. Terms and Conditions apply.

Simply complete the eligibility check and search through the results from selected lenders to choose which loan is right for you.

We have a carefully selected panel of trusted lenders. They are as follows:

1Plus1 Loans Limited
Admiral Financial Services Limited
Advantage Finance Ltd
Amplifi Capital (UK) Limited (t/a My Community Finance)
Amplifi Capital (UK) Limited (t/a Reevo)
Asda Money (via Lendable Operations Limited)
Automoney Limited
Bamboo Limited
Billing Finance Limited
Blue Motor Finance Ltd
BMW Financial Services (GB) Limited (t/a Alphera Financial Services)
BNP Paribas Personal Finance
Brent Shrine Union Limited
Castle Community Bank North Edinburgh and Castle Union Limited
Carmoola Limited
Central Trust Limited
Close Brothers Limited (t/a Close Brothers Motor Finance)
Creation Consumer Finance Limited
Creditstar UK Limited
Custom Credit Limited
East End Fair Finance (t/a Fair Finance)
Evergreen Finance London Limited (t/a Moneyboat)
Evolution Funding Limited
Everyday Lending Limited
Equifinance Limited
Evolution Money Limited
Fintern Ltd (t/a Abound)
Fluro Platform Limited (t/a Fluro)
Gain Credit LLC (t/a Lending Stream)
Gracombex Ltd (t/a The Money Platform)
Inclusive Finance Limited (t/a Credit Spring)
Interbridge Mortgages Limited
John Lewis (via Zopa Bank Limited)
Lendable Operations Limited (t/a Autolend)
Lendable Operations Limited (t/a Lendable)
Lendable Operations Limited (t/a Zable)
Loans2Go (t/a Loans2go)
Loans2Go (t/a Munzee)
Madison CF UK Limited (t/a 118118 Money)
Marsh Finance Limited
Match the Cash Limited (t/a Guarantor My Loan)
Match the Cash Limited (t/a Share My Loan)
Mitsubishi HC Capital UK PLC (t/a Besavvi)
Mitsubishi HC Capital UK PLC (t/a Novunna Personal Finance)
Moneybarn Limited
Monthly Advance Loans Limited (t/a Loans by Mal)
MotoNovo Finance Limited
My Finance Club Limited
NIIB Group Limited (t/a Northridge Finance)
Norton Home Loans Limited
Norwich Trust Limited
Oakbrook Finance Limited (t/a Finio)
Oakbrook Loans Limited (t/a Oakbrook Loans)
Onmo Limited
Oodle Financial Services Limited (t/a Oodle Car Finance)
Paragon Bank PLC
PDL Finance Limited (t/a Mr Lender)
Plane Saver Credit Union Limited
Plata Finance Limited
Plend Limited
Salad Finance Limited (t/a Salad Money)
Secure Trust Bank PLC (t/a Moneyway)
Secure Trust Bank PLC (t/a V12 Vehicle Finance)
Selina Finance Limited
Shawbrook Bank Limited
Specialist Motor Finance Ltd
Spring Finance Limited
Stagemount Limited (t/a QuidMarket)
Startline Motor Finance Ltd
Step One Finance Limited
Tandem Home Loans Limited
Tandem Motor Finance Limited
The Five Lamps Organisation (t/a Conduit)
The One Stop Money Shop Limited
Transave Credit Union Limited
UK Mortgage Lending Limited (t/a Pepper Money)
United Trust Bank Limited
Valour Finance Limited (t/a savvy.co.uk)
West One Secured Loans Limited
Zopa Bank Limited

No. A credit footprint will not be left on completion of your eligibility check. When you apply with us, a soft search is completed which does not harm your credit score.

If you choose to proceed with an offer from your search, the selected lender will then complete a hard search once you have chosen to accept. This will show on your credit file.

Whatever the need, we can quickly match you with accurate personal loan options that are tailored to you. Find personal loans up to £50,000 over a minimum of 1 year to a maximum of 8 years, with interest rates ranging from 8.9% APR to 275% APR. Representative example: 39.9% APR Representative based on a loan of £7,500 repayable over 60 months at an interest rate of 39.9% pa (fixed). Monthly repayment of £290.14. Total amount repayable is £17,408.37.

Budget Money is a trading name of BISL Limited. Registered Office: Fusion House, Katharine Way, Bretton, Peterborough, PE3 8BG. Registered in England No. 3231094. We are authorised and regulated by the Financial Conduct Authority. We are an independent intermediary dealing with selected insurers. For mutual security calls are recorded and monitored for training purposes.

We’re currently experiencing a high volume of calls into our contact centre and whilst we are doing our very best to maintain service levels, we ask that you only call our contact centre if absolutely necessary so we can keep our phone lines available  for vulnerable customers and those who don’t have access to online services.

If you need to check any details or make a change to your policy, please  log in to your Self-Service Centre. It will be much quicker for you to make changes to your policy online at the moment. Once logged in, you can also use our Webchat service which is available Monday- Saturday 8am-6pm and Sunday 10am-4pm to make changes, accept or decline your renewal or if you need to let us know about a claim. To log in, please click here.

We also have some other information that may be useful. Click here to read our FAQ’s, and information on what we are doing to support key workers can be found here.